01/SELECTED WORK
INDEX / 2022–2025

Problems I've had the privilege of working on.

An archive of non-linear technical and strategic problems. Each case study documents the structural friction, the analytical approach, and the observed outcome.

INDEX / PRIMARY CASE STUDIES04 CASE STUDIES
[01]2025–2026

Amalgamating 26 banks into 11 in six months

BANKING CONSOLIDATION·Banking Operations / Programme Governance / Payment Rails / Vendor Strategy

A DFS-mandated consolidation programme bringing 26 banks with 16K branches into 11 banks within six months, across institutions serving 230M+ customers.

OUTCOME / SCALE

26 → 11 Banks · 16K Branches · 230M+ Customers · ~95% Transaction Success Post-Cutover

[02]2021–2024

Building an MSME banking platform from 0→1

DIGITAL PRODUCT·Product Strategy / Collections & Payments / Workflow Architecture / GTM & Enablement

The 0→1 development of an MSME banking platform spanning payments, collections, operational workflows, and customer adoption at Axis Bank.

OUTCOME / SCALE

80K+ Onboardings · 750K+ Annual Transactions · 5,000+ Branches · 70K+ Frontline Staff Enabled

[03]2025–2026

Designing performance measurement and workforce models for RRB transformation

INSTITUTIONAL TRANSFORMATION·Performance Architecture / Manpower Norms / Workforce Economics / Banking Transformation

Designing reform metrics, branch staffing norms, and bank-wise workforce economics for RRB transformation.

OUTCOME / SCALE

80+ Reform Metrics · 22K+ Branches · 28 RRBs · ~50% Lower Projected Staff / Wage-Bill Increase

[04]2024–2025

Designing the operating rules for FinTech engagement in rural finance

FINTECH & INNOVATION·FinTech Partnerships / Fund Architecture / Governance Rules / Rural Finance

Developing a standardized FinTech engagement framework for 400 RFIs and separately structuring the operating model for a ₹1B fund.

OUTCOME / SCALE

400 Rural Financial Institutions · ₹1B Fund · Partnership + Fund Operating Models

OTHER SELECTED WORK01 SELECTED STUDY
[05]OPERATING MODEL

Operating model transformation

Conducted a time-and-motion study across 30+ processes and 10+ branches for a leading private-sector bank, identifying process redundancies and operational bottlenecks to inform FTE sizing and targeted process-redesign recommendations.

METHODOLOGICAL NOTE

Each case study outlines the analytical approach, operational friction, and structural outcomes. Metrics and topologies are documented in accordance with institutional confidentiality.